Filing a claim with an insurance company can be a time-consuming and frustrating process. Dealing with these outside parties only further complicates matters for those involved. Unfortunately, this process can end up taking extended periods of time.
If a case cannot be settled out of court, it is imperative to seek the assistance of an experienced personal injury lawyer early on.
There are many steps to follow and details to note when filing a personal injury insurance claim.
Identify the Type of Insurance Claim
It is important to determine what type of claim you wish to file before filing it. Kanthaka Group handles a variety of personal injury claims. Some of the most common ones we assist with are as follows:
- Car, truck, and motorcycle Injuries
- Dog bite injury
- Slip and fall injury
- Burns and explosions
- Brain injury
- Wrongful death
- Bad faith claims
Now that you have determined the type of claim you have, it is time to file it.
When Can You File a Claim?
If anyone has been injured or you are not sure who is at fault, file a claim with your insurance company as soon as possible. There may be a time limit of for filing a claim, depending on its type. A good rule of thumb is to make the claim as soon as possible, regardless of the deadline. If you wait, it is more likely that your insurer will investigate the claim and deny it.
Do’s and Don’ts
As soon as you are able to, contact all parties involved, collect evidence, figure out the statute of limitations on the claim, and file a police report (if necessary). Next, contact an experienced personal injury attorney. Insurance companies may advise that you do not need legal representation. Their advice should be taken with a grain of salt, because it will always be based on the insurance company’s needs rather than yours.
Avoid admitting guilt no matter the situation. Even if you believe you were at fault, leave that up to the insurance companies to decide. Admission of guilt can only hurt you in the long run.
Let Our Personal Injury Attorneys Assist You
The best course of action is to consult with an insurance claims lawyer as soon as possible. In order to undermine your claim, adjusters and corporate lawyers work round the clock. To save money, insurance companies will do anything. They are not to be trusted. You can reach Kanthaka Group at (719)-633-2222 for a free evaluation of your case.